A rare offering in the heart of the Annex, 65 Elgin Avenue blends historic elegance with modern comfort. This grand residence features soaring ceilings, intricate millwork, and multiple fireplaces, with expansive south, west & north-facing windows filling the home with natural light. A formal living & dining room, a chef's kitchen with granite counters, ample storage, and a walkout to the backyard and parking. The second level boasts a spacious primary suite with a fireplace, walk-in closet, and luxurious ensuite with a custom double vanity, soaker tub, shower & bidet. A second bedroom/office with an ensuite, built-ins & a fireplace adds further charm. The third level features loft-style bedrooms, one with city views & a fireplace, plus a full bath & laundry nook. The lower level is a character-filled retreat with exposed brick, soaring ceilings, a recreation room with a wood-burning fireplace, and a dedicated wine cellar.